Going Through a Divorce? Don’t Forget to Take a Vacation!

Going Through a Divorce? Don’t Forget to Take a Vacation! by Fabienne Swartz

{2:15 minutes to read} There is a mistaken belief that if you are going through a divorce, your life should immediately change for the worse. This is simply not realistic — or very humane, if you ask me. People going through divorce are human beings with needs, including the need to vacation. The break from the pressure, anxiety, and stress that vacations offer is often a powerful antidote to the stress of divorce.

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Letting Go: How Forgiving Others is a Gift to Yourself

Letting Go: How Forgiving Others is a Gift to Yourself by Fabienne Swartz

{2:06 minutes to read} Recently I was talking to someone who was having an emotional couple of weeks. After listening to her for some time, I saw something that I see often in people: not being able to let go and forgive.

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Did You Forget About Your Own Career During Your Marriage?

Did You Forget About Your Own Career During Your Marriage? by Fabienne Swartz

{3:15 minutes to read} Every divorce is unique. On one end of town, there may be a family struggling to make ends meet, who literally can’t afford to start the divorce process. On “the other side of the tracks,” there may be another family worth millions, thanks to the husband’s brilliant career, which was only made possible by the wife’s sacrifices. Unfortunately, the comfort that she enjoys is more like getting renovations done on a house that she’s renting; it may be nice while she lives there, but in the case of a divorce, she would have to move out and the landlord (her husband) will enjoy the spoils of her toils. 

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New York’s Dollar-For-Dollar Room and Board Credit for College Students

New York’s Dollar-For-Dollar Room and Board Credit for College Students by Fabienne Swartz

{4:27 minutes to read} I have long been suspicious of the way New York considers the issue of college room and board as it relates to child support: Currently, the non-custodial parent is permitted to deduct the entire amount of college room and board paid. This is known as a “dollar-for-dollar” credit, which gets offset from child support payments while that child is attending classes. And that amounts to the custodial parent footing the bill for the child’s food and shelter in college.

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Hidden Figures: When the Numbers Tell You Something You Don’t Want to Hear

Hidden Figures: When the Numbers Tell You Something You Don’t Want to Hear by Fabienne Swartz

{3:30 minutes to read} A friend of mine has a problem. She is in the middle of a divorce, yet she remains wedded to a lifestyle she can no longer afford. The bulk of the expenses she is claiming are what I would consider unnecessary, like:

  • Retaining a full-time housekeeper;
  • Outfitting her children with designer clothes;
  • Driving a high-end, German car;
  • Grocery shopping at Whole Foods; and 
  • Monthly clothing budget in excess of what many people earn in a month.

Divorce is difficult, and one of the most difficult things about it is figuring out how to pay for two households when there was once only one. In 99% of divorces, the discretionary cash decreases as a result, but that does not mean the quality of life needs to decrease.

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Jokes About Money Undercut Women’s Authority

Jokes About Money Undercut Women’s Authority by Fabienne Swartz

{3:07 minutes to read} In a recent article titled “Why Men Need To Stop Making This Joke About Women,” author Vanessa McGrady sheds light on a problem that is often covered up with uncomfortable laughter and avoiding eye contact. She relays the story of attending a special event where a man addressed the room for a toast and began to make jokes about how his wife is so good at spending “his” money. McGrady alleges that this sort of talk is bad for women, men, and children alike. 

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Now Is the Winter of Our Self-Improvement

Event Details

What: Self-Empowerment Workshops for Women

Starting On: Thursday, November 17, 2016, at 7:30 PM

Where: Rye Bar and Grill, Rye, New York

Contact: Fabienne Swartz at fabienne@financially-strong.com

Now Is the Winter of Our Self-Improvement by Fabienne Swartz

Do you feel like you don’t have much say in the family finances?

Are you hiding some of your expenses?

Do you feel like there’s a power imbalance in your marriage?

Do you ever worry how you would survive financially in the case of
divorce, disability, or death of your spouse?

Do you worry about rejoining the workforce?

Are you nervous about what your income potential is?

Many women believe that they cannot manage money. I sought to shatter this self-limiting belief with the founding of my company, Financially Strong—and that meant coming up with a tagline, too. I had to make it clear that there are ways out of financial isolation, there are ways to be self-sufficient—and most importantly, there are ways to create the life that you want and deserve.

My goal (and my tagline) is Empowering women to be proactive in their financial lives.

This winter I aim to do just that with the help of several thought leaders who have helped thousands of women take control of their financial lives, through:

  • Career coaching;
  • General wellness;
  • Financial planning;
  • Insurance planning; and
  • Estate planning.

Whether you are happily married, unhappily married, or single, now is the time to start thinking about how you can ensure the financial and emotional stability of your family, no matter what happens.

We will kick off with a presentation about tapping into an income stream as a distributor for targeted, network marketing companies on November 17. The companies that will be represented include Isagenix, Market America, Shaklee, Stella and Dot, and more. Also joining us will be a team-builder from New York Life with even more employment opportunities.

On December 15 Lorna Gager, Certified Transformational Life Coach, will delve into accessible techniques to seize the day, every day.

Come and learn the tools you need to get unstuck if you’re feeling stuck; to become powerful if you’re feeling powerless; to lean in if you’re feeling stretched out. Do it for your own good, not because a divorce might be lurking. The choice is yours: Do you want to be a lamb and hide your purchases and beg for an allowance—or do you want to be a lioness, fully in charge of her life and her pride?

To reserve your seat, please call Fabienne Swartz, CDFATM at (914) 798-6940 or email fabienne@financially-strong.com.

Fabienne Swartz JD (Belgium) CDFATM
Certified Divorce Financial AnalystTM
www.financially-strong.com
500 Mamaroneck Av.
Suite 320
Harrison, NY 10528
(914) 798-6940

The Privilege of Serving My Clients

The Privilege of Serving My Clients by Fabienne Swartz

{2:44 minutes to read} As a Certified Divorce Financial Analyst (CDFA), there is no attorney-client privilege attached to my work. When a client and I correspond through emails, those emails are discoverable; only emails exchanged between a client and their attorney are considered privileged. 

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Having Your Day in Court and Eating It, Too

Having Your Day In Court And Eating It, Too by Fabienne Swartz

{2:56 minutes to read} Television shows and movies love to show characters who want nothing more than to have their “day in court.” Usually, they have been wronged in some way, and by taking their issue to court, they are able to level the playing field in a spectacular fashion and win the day.

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What Divorcees of High Earners Should Know about Alimony

What Divorcees of High Earners Should Know about Alimony by Fabienne Swartz

{3:50 minutes to read} When a lesser monied spouse divorces a high-earning spouse, they will likely get $150,000 a year or more in alimony.

These lesser monied spouses may not be able to start work right away. They need to heal and settle; it’s a process that can take the better part of a year or longer. When they go back to work, they probably won’t make the same level of salary as they did before the marriage. Things have changed since they were last in the workforce. By a fair estimate, they might make $50,000–$80,000, even after having completed continuing education.

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