Off to College They Go

Off to College They Go by Fabienne Swartz

{2:14 minutes to read} Every August, anxious parents see their children off to college. In addition to learning about the psychological motivations of Grendel from Beowulf, they will also be learning about life. And that means they will become more independent from us, their parents.

[Read more…]

Going Through a Divorce? Don’t Forget to Take a Vacation!

Going Through a Divorce? Don’t Forget to Take a Vacation! by Fabienne Swartz

{2:15 minutes to read} There is a mistaken belief that if you are going through a divorce, your life should immediately change for the worse. This is simply not realistic — or very humane, if you ask me. People going through divorce are human beings with needs, including the need to vacation. The break from the pressure, anxiety, and stress that vacations offer is often a powerful antidote to the stress of divorce.

[Read more…]

Letting Go: How Forgiving Others is a Gift to Yourself

Letting Go: How Forgiving Others is a Gift to Yourself by Fabienne Swartz

{2:06 minutes to read} Recently I was talking to someone who was having an emotional couple of weeks. After listening to her for some time, I saw something that I see often in people: not being able to let go and forgive.

[Read more…]

Did You Forget About Your Own Career During Your Marriage?

Did You Forget About Your Own Career During Your Marriage? by Fabienne Swartz

{3:15 minutes to read} Every divorce is unique. On one end of town, there may be a family struggling to make ends meet, who literally can’t afford to start the divorce process. On “the other side of the tracks,” there may be another family worth millions, thanks to the husband’s brilliant career, which was only made possible by the wife’s sacrifices. Unfortunately, the comfort that she enjoys is more like getting renovations done on a house that she’s renting; it may be nice while she lives there, but in the case of a divorce, she would have to move out and the landlord (her husband) will enjoy the spoils of her toils. 

[Read more…]

New York’s Dollar-For-Dollar Room and Board Credit for College Students

New York’s Dollar-For-Dollar Room and Board Credit for College Students by Fabienne Swartz

{4:27 minutes to read} I have long been suspicious of the way New York considers the issue of college room and board as it relates to child support: Currently, the non-custodial parent is permitted to deduct the entire amount of college room and board paid. This is known as a “dollar-for-dollar” credit, which gets offset from child support payments while that child is attending classes. And that amounts to the custodial parent footing the bill for the child’s food and shelter in college.

[Read more…]

Do Your Current Work Conditions Match Your Expectations?

Do Your Current Work Conditions Match Your Expectations by Fabienne Swartz

{3:32 minutes to read} After graduating from college, women approach their emergent careers with vigor and determination—eager to advance, become breadwinners, and pursue their passions. Somewhere along the career trajectory, many women also yearn to start a family.

[Read more…]

The Power of the Purse: Financial Abuse in Marriage

The Power of the Purse Financial Abuse in Marriage by Fabienne Swartz

{5:05 minutes to read} In a previous blog, I discussed the importance of knowing what you are signing when filing a joint tax return. While devastating, and potentially life altering, tax fraud is only one facet of financial abuse. In a large context, financial abuse can be found in every demographic, in every socioeconomic stratum. 

[Read more…]

Before You Sign a Joint Tax Return, Be Aware of What You’re Signing!

Before You Sign a Joint Tax Return, Be Aware of What You’re Signing! by Fabienne Swartz

{3:55 minutes to read} Tax time is a great prompt—for some people the only prompt—to think about finances. I have found that many of my clients actually know very little about the marital finances, trusting instead that their spouse will make appropriate decisions. Unfortunately, women who do that are putting themselves at risk for a variety of reasons: 

[Read more…]

Hidden Figures: When the Numbers Tell You Something You Don’t Want to Hear

Hidden Figures: When the Numbers Tell You Something You Don’t Want to Hear by Fabienne Swartz

{3:30 minutes to read} A friend of mine has a problem. She is in the middle of a divorce, yet she remains wedded to a lifestyle she can no longer afford. The bulk of the expenses she is claiming are what I would consider unnecessary, like:

  • Retaining a full-time housekeeper;
  • Outfitting her children with designer clothes;
  • Driving a high-end, German car;
  • Grocery shopping at Whole Foods; and 
  • Monthly clothing budget in excess of what many people earn in a month.

Divorce is difficult, and one of the most difficult things about it is figuring out how to pay for two households when there was once only one. In 99% of divorces, the discretionary cash decreases as a result, but that does not mean the quality of life needs to decrease.

[Read more…]

Multilevel Marketing: A Viable Option for Busy Moms and Dads

Multilevel Marketing: A Viable Option for Busy Moms and Dads by Fabienne Swartz

{3:29 minutes to read} Network marketing, or multilevel marketing (MLM), is a type of direct-to-consumer business that relies on a decentralized network of sales representatives to market a product. MLM companies generally have no fixed hours like a traditional 9-5 job, which presents a viable income source for families with young children—as well as retirees living on a fixed income.

[Read more…]

ERROR: 8 - CURL error: Could not resolve host: https (Domain name not found)